Blockchain in Banking: Threat or Opportunity | Artur Kartshikyan Artwork

Curiosity Code Podcast

Discover the fintech podcast "Curiosity Code", featuring exclusive interviews on fintech innovation and financial technology. Hosted by Alex, founder of the digital agency Productera, with a background in B2B and SaaS companies, the podcast brings together founders, CEOs, visionaries, and fintech leaders driving financial innovation, AI, open banking, and digital transformation.Each episode offers success stories, challenges, and groundbreaking ideas about the future of blockchain, AI agents, digital payments, wealth management, and other related financial technologies.

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Curiosity Code Podcast

Blockchain in Banking: Threat or Opportunity | Artur Kartshikyan

March 16, 2026 • Alex Khomyakov • Season 3 • Episode 20

0:00 | 19:40

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Digital banking transformation in Armenia and Central Asia: ACBA Bank's Head of Digital Banking reveals how banks are navigating blockchain adoption, payment infrastructure gaps, and compliance challenges in emerging markets.

Artur Kartshikyan, Head of Digital Banking at ACBA Bank, discusses the future of banking in Armenia, blockchain's role in financial institutions, and why Central Asia's payment corridor lacks modern infrastructure. This episode explores digital banking strategy, regulatory compliance, and innovation opportunities in emerging fintech markets.

⏱️ KEY TOPICS & TIMESTAMPS
0:00 Introduction
5:21 Central Asia Corridor Payment Infrastructure Challenges
7:32 Blockchain as Banking Threat or Collaboration Opportunity
12:44 ACBA Bank Balances Innovation and Compliance in Digital Infrastructure
16:06 The Future of Banking: Digital Transformation Ahead
19:16 Armenian Banking Outlook and Digital Payment Evolution

👤 ABOUT THE GUEST
Artur Kartshikyan is the Head of Digital Banking Department at ACBA Bank OJSC, where he leads digital transformation initiatives and modern banking infrastructure development in Armenia.
Connect with Artur on LinkedIn: https://www.linkedin.com/in/arturkartshikyan/

#DigitalBanking #Blockchain #FintechPodcast #BankingInnovation #Armenia

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